High-Risk Merchant Account Provider

98% Approval Rate | Go Live in 24–48 Hours

Struggling to get approved by traditional processors? PayInfinite is the solution. As a leading high-risk merchant account provider, we support more than 10,000 businesses and facilitate over $2 billion in annual processing. With a 98% approval rate and unmatched industry expertise, we help you get set up within 24–48 hours—even if other providers have declined you. Every merchant receives a dedicated account manager to keep payments running smoothly without disruption.

Get Started Today!

Best Solution for High-Risk Merchant Businesses

How to Get Your High-Risk Merchant Account

Lightning-Fast Application :

Fill out our short 10-minute application. We removed all unnecessary steps and paperwork. Our team pre-checks your info to ensure a fast approval, and most merchants hear back within 24 hours.

Professional Document Review :

Our underwriting specialists handle the entire document process for you. We prepare everything the right way before sending it to banks. Because we work with 15+ financial partners, we know exactly what each bank needs—leading to a 98% approval rate.

Approval Guaranteed :

Thanks to our strong banking relationships, we’re able to approve merchants other processors reject. Even if you have previous processing issues, high chargeback ratios, or credit challenges — we build a file that highlights your strengths. You’ll receive real-time updates throughout the approval process.

Get Started Today!

Best Solution for High-Risk Merchant Businesses

How to Get Your High-Risk Merchant Account

Lightning-Fast Application :

Fill out our short 10-minute application. We removed all unnecessary steps and paperwork. Our team pre-checks your info to ensure a fast approval, and most merchants hear back within 24 hours.

Professional Document Review :

Our underwriting specialists handle the entire document process for you. We prepare everything the right way before sending it to banks. Because we work with 15+ financial partners, we know exactly what each bank needs—leading to a 98% approval rate.

Approval Guaranteed :

Thanks to our strong banking relationships, we’re able to approve merchants other processors reject. Even if you have previous processing issues, high chargeback ratios, or credit challenges — we build a file that highlights your strengths. You’ll receive real-time updates throughout the approval process.

Why We Us

Why High-Risk Merchants Need Specialized Accounts

Most mainstream processors don’t understand high-risk industries. Their rigid policies often lead to automatic declines or sudden account holds. PayInfinite specializes in these industries and builds solutions tailored to your specific risk level.

Our team understands compliance requirements, risk mitigation, and industry trends—giving you structured, long-term payment stability.

Business-Focused Payment Benefits

Travel & Timeshare

Stable solutions for seasonal revenue

Subscription & Memberships

Reliable recurring billing

Nutraceuticals & Supplements

Compliance-focused processing

Tech Support & Call Centers

Chargeback reduction strategies

E-Cigarettes & Vape

Specialized high-risk underwriting

Business-Focused Payment Benefits

Travel
&
Timeshare

Stable solutions for seasonal revenue

Subscription & Memberships

Reliable recurring billing

Nutraceuticals & Supplements

Compliance-focused processing

Tech Support &
Call Centers

Chargeback reduction strategies

Travel
&
Timeshare

Stable solutions for seasonal revenue

Subscription & Memberships

Reliable recurring billing

Nutraceuticals & Supplements

Compliance-focused processing

Tech Support &
Call Centers

Chargeback reduction strategies

E-Cigarettes & Vape

Specialized high-risk underwriting

Our Services

Secure, Customized Payment Solutions for High-Risk Businesses

Travel Merchant Accounts

Multiple Payment Solutions

Compatibility & Support

Need a Custom Solution?

Every high-risk business operates differently. Our specialists build custom payment solutions based on your volume, billing model, product type, and growth goals.